JXD Financial has truly been a lifesaver. From the very beginning they told me both the pro’s and con’s of the program, and didn’t try to sell it or pitch it to me. They have always been VERY straight forward. When I was paying roughly 3K a month in debts that were going to take well over 12 years to pay off, they analyzed all of my debt, and were able to put me in a program in which I will be paying less than $700 a month for 46 months. If you are having financial problems or simply want to get out of the hole from all of your debt and consolidate it then JXD are the folks you need to be talking to.
– Eugenio O,
Post-9/11 Service-Disabled Honorably Discharged Veteran
DEBT: THE ULTIMATE STRUGGLE
DEBT CAN AFFECT ALL AREAS OF YOUR LIFE
We live in an age where more and more Americans are living paycheck to paycheck; many of whom are finding they have more month than money. While the median household income has grown 26 percent since 2003, the cost of living has outpaced income growth over the past 12 years. High unemployment rates and the rising cost of both taxes and basic living expenses make it virtually impossible for Americans to pay their bills much less have anything left over to put into savings.
People are realizing that financial troubles can cause incredible amounts of stress and burden families. Ron Leiber of the New York Times mentioned in 2009 that the odds of a marriage ending in divorce due to financial issues is approximately 45 percent. With so many people teetering on the brink of bankruptcy, there is a dire need for a viable solution to this issue. Debt relief programs help reduce the principal owed, offer a reasonable interest rate, and give people a new hope for living a debt-free life.
Debt relief programs provide clients with feasible options for reducing debt, usually within a two to five year time frame. Program facilitators work with their clients to create a program that fits their budget but also repays the debt in a timely manner, thus benefiting both the client and the creditor. When our customers really take the time to analyze their finances most are surprised when they realize what they are paying in hidden fees and additional costs that many times are not clearly defined or are merely lost in the fine print.
Debt relief programs give participants a manageable goal for becoming debt-free by eliminating interest on the amount owed so more of the client’s monthly payment is going towards the principal.
The average U.S. household that has at least one credit card has approximately $15,950 in credit card debt.
The number of auto loans that exceed 72 months has hit an all-time high.
43 percent of American households spend more money than they make each month.
While the median household income has grown 26% since 2003, the cost of living has outpaced income growth over the past 12 years.
- average household is paying a total of $6,658 in interest per year.
- average household is spending 9% of all income on interest alone.
WE HELP OTHERS LIVE A DEBT FREE LIFE
JXD Financial is a leader in the consumer debt relief industry. With over 20 years of combined financial advisory experience we’ve helped thousands of people resolve their debt and get back on the path towards financial freedom.
JXD Financial helps individuals who have endured an endless cycle of credit card debt take charge of their lives and get back on the road to financial stability. We offer comprehensive plans that will dramatically lower your monthly minimum payment obligations, reduce or even eliminate your interest, and help you to become completely debt free in just a few short years.
A 5 step process to becoming debt free
Our comprehensive solutions can dramatically lower your monthly minimum payment obligations, reduce or even eliminate your interest, and help you to become completely debt free in as little as three years.
I was always ashamed to admit how much debt I really had. Privately I knew I was climbing a mountain that would never end. I was even more ashamed to have to talk to somebody about getting help with it. I took a chance & called Jason at JXD Financial. He listened without saying a word for 25 minutes while I told him everything about how I built up this debt & how I let it ruin my life. He then spoke to me very calmly and said we can help, we will help, and things will turn around for you. And, they did. It has not been easy, but it is easier. The only debt I have now after being in their program is a debt of gratitude.
– Betty L.,